Chandler Hard Money Lender

Chandler Hard Money Lender

In the Chandler real estate market, grabbing properties before your competition is essential for making the best deals. Although real estate investors sometimes go the traditional route and seek bank loans, the process is anything but speedy.

When time is of the essence, waiting for the lengthy process of getting approval is not an option for most investors. Chandler hard money lenders specialize in providing hard money loans which provide quick funds to investors. These loans are for a non owner occupied property or in some cases for business purpose loans.

Chandler Hard Money Lender FAQ’S

Below are some of the most frequently asked questions we get regarding hard money loans and lenders in Chandler.

What Do Chandler Hard Money Lenders Specialize in?

Chandler hard money lenders specialize in providing short-term, creative financing for real estate investors. If you seek a conventional lender to purchase an investment property, your loan request will be based on the property’s value and your assets. Your credit score, job, and finances will be scrutinized intensely.  Hard money lenders base their final loan decisions on the after-repair value. The ARV represents the potential value of a property after all repairs have been accomplished.

What are the Benefits of Chandler Hard Money Loans?

Chandler hard money loans offer advantages that traditional banks cannot. Lenders like Acamnet Financial offer a higher level of flexibility than banks.  When qualifying for this type of loan, lenders do not delve too deeply into the finances of real estate investors. In most cases, simply present the property and your plans, which saves you the hassle of gathering countless financial documents.

Do Chandler Hard Money Lenders Look at my Credit Score?

One of the greatest benefits of working with Chandler hard money lenders is the lack of credit score requirements. One of the first things a bank does is check your credit score.  You can get approved for a hard money loan in Chandler even if you have bad credit or poor credit, bankruptcies, and foreclosures in the past. Chandler Hard money lenders primarily care about the property you are purchasing.

What is the Interest Rate & Points for Hard Money Loans in Chandler?

Interest rates for hard money loans in Chandler are typically higher than traditional bank loans (conventional loans) because of the greater risk lenders must take on when approving loans. When searching for a hard money lender near me in Chandler, you will find average interest rate is between 8%-15%.  You should also be aware that lenders sometimes charge points that are meant to offset their administrative costs. Each point represents 1% of the total loan amount.  The average points lenders charge is between 1 to 3. Some lenders may charge up to 10 points. These points are due upfront or at closing, depending on the lender.

What Should I Look for in a Chandler Hard Money Lender?

There are many benefits to working with a Chandler hard money lender.  You just need to make sure you are working with the right lender.  You can rely on Acamnet Financial Group when you need us most.  We offer reliability, consistency, experience, and support.  As a real estate investor, you know the importance of grabbing the best property deals when they become available.

How can Hard Money Lenders in Chandler Help Me?

Whether you are new to real estate and real estate projects or an old pro, you know having the capital to purchase real estate is essential. Without funds, you will miss out on real estate transactions.  When you partner with hard money lenders in Chandler, you will quickly get the money you need without jumping through the hoops of traditional bank lenders.

How do I get a Hard Money Loan in Chandler?

When you want a hard money loan in Chandler, begin by preparing the property information. Location, size, purchase price, after repair value, repair costs, etc.  In most cases, the financing will be based on these numbers.  Then, apply for a hard money loan in Chandler using this information and supply some financial information.  Then, an appraisal will be ordered to assess the loan-to-value ratio, which will influence the loan amount.

How do I Refinance a Chandler Hard Money Loan?

Refinance a Chandler hard money loan will involve moving from a high interest, short term loan to a longer term, usually lower interest rate loan. Typically a conventional type of loan.  When refinancing a Chandler hard money loan you will find it will have a more stringent set of guidelines.  You will need to have sufficient credit and income qualifications.  As the lending landscaping and regulations constantly change, you want to consult a knowledgeable conventional loan expert.

Here’s other cites we can help with in Arizona: Arizona hard money lender

Current Real Estate Trends In Chandler (2024)

The real estate market in Chandler, Arizona has seen a considerable rise in recent years. This overview provides a factual and data-driven look at the present real estate trends in Chandler.

The market hotness score shows an intense level of competition, with homes usually closing offers within a few days. Sellers in Chandler enjoy a great situation, as homes sell for 1% beneath the list price.

The median listing home price in August 2023 is $565,000, demonstrating a 1.6% year-over-year increase and signifying growth. Price fluctuations can be seen through the price per square foot for median listed homes ($294) and the median sold price ($503,000).

The sale-to-list price ratio of 99.53% shows that homes in Chandler are selling close to the asking price, affirming a strong seller’s market. The relatively short average number of days for homes to sell (27) further shows a fast selling pace.

Market Overview

The real estate market in Chandler, AZ is strong, with median listing home prices increasing year-over-year and a sale-to-list price ratio suggesting a seller’s market.

In August 2023, the median listing home price was $565,000, a 1.6% rise from the previous year. The sale-to-list price ratio of 99.53% indicates that homes in Chandler are usually selling close to listed prices, indicating a seller’s market.

Homes in Chandler also tend to spend an average of 27 days on the market, suggesting high demand and a fast-paced selling environment. The high demand and limited housing inventory in Chandler are contributing to the favorable conditions for sellers.

Price and Market Dynamics

The Chandler housing market is dynamic and competitive, making price fluctuations and market dynamics a key factor in the choices and decisions of potential buyers and sellers.

The current median listing home price in Chandler, AZ is $565,000, which has seen a growth of 1.6% year-over-year.

The median listing home price per square foot is $294, while the median home sold price is at $503,000.

The sale-to-list price ratio is high at 99.53%, which indicates that Chandler homes are selling close to their asking prices.

On average, homes spend 27 days on the market before being sold, illustrating a fast selling pace in Chandler.

This market dynamics puts sellers in a favorable position due to the high demand and low housing inventory.

Neighborhood Highlights

Chandler, Arizona is a thriving housing market, offering potential buyers and renters an array of desirable neighborhoods. Sun Groves, The Octotillo, and Cooper Commons stand out for their attractive features and community offerings, all of which make them sought-after choices for residents.

Sun Groves is known for its well-maintained homes, tree-lined streets, and close-knit community atmosphere. It provides plenty of outdoor activities, with parks, playgrounds, and walking trails.

The Octotillo is a luxurious living environment, with upscale homes and picturesque landscapes. Residents enjoy the scenic beauty of golf courses, lakes, and green spaces, and can easily access shopping centers and restaurants.

Cooper Commons is the perfect neighborhood for families, with its family-friendly atmosphere and excellent schools. It features spacious homes, well-manicured yards, and parks for recreational activities.

These neighborhoods offer a variety of housing options, from single-family homes, townhouses, and condos, to suit different lifestyles and budgets.


All About Chandler

Are you ready to explore all the wonders Chandler has? Look no further because this is your ultimate guide to everything you need to know about this lively city. Located in the state of Arizona, Chandler has an exciting past and a bright future. Its strategic location in the Phoenix metropolitan area makes it a great hub for business, culture, and entertainment. With a population that keeps growing, Chandler is a varied and dynamic community that welcomes people from all backgrounds.

Let’s dive into the history of Chandler. We will explore its geography, look at its demographics, and take a closer look at its thriving economy. We will also highlight some of the city’s most remarkable landmarks and attractions that you must see.

Let’s go on an exciting journey and uncover all the hidden gems of Chandler.


Chandler’s story is one of growth and transformation. It began in the late 1800s when Dr. Alexander John Chandler, a veterinary surgeon from Detroit, bought 80 acres of the Arizona Territory. With a goal of establishing a lasting agrarian community, Chandler went about developing a town that would prosper in agriculture and commerce.

People from around the country were attracted to the promise of abundant land and a thriving economy, and the town quickly prospered. Schools, churches, and businesses were built over time, and the railroad’s arrival in 1912 drove further growth and success.

Today, Chandler is a vibrant city with a diverse population and a strong economy. Its past is evident in its preserved buildings and landmarks. Examining Chandler’s geography, we can see how its environment impacted its progress.


Strolling through the vibrant neighborhoods and picturesque landscapes of Chandler, Arizona is an experience like no other. Located in Maricopa County, this thriving community is known for its rich history and diverse geography.

Nestled in the Sonoran Desert, the city is surrounded by stunning mountain ranges and breathtaking natural beauty. It has a total area of 64.5 square miles, providing a mix of urban living and outdoor adventures.

Chandler has numerous parks and recreational areas, from the peaceful Veterans Oasis Park to the bustling Tumbleweed Park, sure to provide something for everyone to enjoy. The city also boasts an active downtown area, filled with shops, restaurants, and entertainment venues.

The city is conveniently located near major transportation hubs, enabling a quick trip to the busy city of Phoenix or a day excursion to the stunning Grand Canyon.

Chandler’s geography has been instrumental in shaping its diverse population and lively economy. With its unique blend of urban and outdoor activities, it is no surprise that Chandler is a sought after place to live.


Explore the vibrant neighborhoods and picturesque landscapes of Chandler, Arizona, and you’ll find a population of over 250,000 people. The city is a cultural melting pot, with a mix of races, ethnicities, and languages. From historic districts with charming homes to modern developments with all the amenities, the city has something for everyone.

The median age of Chandler is 34, making it a youthful and vibrant city. Moreover, the city is a diverse mosaic of cultures, boasting a significant Hispanic and Latino population, as well as a sizeable Asian population.

Chandler is also home to a well-educated population. A high percentage of people have college degrees, leading to a skilled workforce and a thriving economy. This educated workforce brings businesses to the city and drives innovation in industries like technology, healthcare, and manufacturing.

The demographics of Chandler provide a strong foundation for its thriving business sector. With a young population, diverse cultures, and an educated workforce, the city is an attractive destination for businesses and entrepreneurs.


To fully grasp the economy of Chandler, it is important to consider the various industries that fuel its successful business sector. Technology is the central focus, with many companies in industries such as semiconductor production, software engineering, and telecommunications basing their operations in the city. Major firms like Intel, Microchip Technology, and Infusionsoft are key contributors to the city’s economic development.

Chandler also has a strong healthcare industry. There are several medical centers, hospitals, and research facilities that provide quality health services to the citizens. This sector brings in job opportunities and contributes to the overall well-being of the community.

Retail and hospitality are also major industries here. Shopping centers, restaurants, and hotels are open to both local and international visitors. These industries not only provide leisure and entertainment but also create considerable revenue and jobs.

Chandler’s economy is an amalgamation of technology, healthcare, retail, and hospitality sectors. This combination of industries helps to ensure the city’s economic growth and prosperity. This thriving economy has been a major factor in the development of its vibrant culture and attractions.

Landmarks and Attractions

Chandler is a must-visit for exploring its landmarks and attractions. It has something for everyone, whether you’re a history buff or an outdoor enthusiast.

Start your trip with a visit to the iconic Chandler Museum. Located in downtown, this museum offers a glimpse into the city’s past. Interactive exhibits and historical artifacts provide a comprehensive understanding of its history.

For outdoor lovers, Desert Breeze Park is a must-see. With walking trails, picnic areas, and a fishing lake, it’s perfect for a day of fun and relaxation with family and friends.

Art enthusiasts should visit the Vision Gallery. This modern art space showcases the works of local and regional artists, featuring a wide range of paintings and sculptures.

Don’t forget to check out Tumbleweed Ranch, a living history museum that takes you back to the early days of Chandler. Explore restored buildings, chat with costumed interpreters, and learn about the city’s agricultural roots.

Chandler offers a variety of landmarks and attractions that will captivate all types of travelers. Whether you’re interested in history, nature, or art, this city has something to keep you enthralled.