Bentonville Hard Money Lender

Bentonville Hard Money Lender

In the Bentonville real estate market, grabbing properties before your competition is essential for making the best deals. Although real estate investors sometimes go the traditional route and seek bank loans, the process is anything but speedy.

When time is of the essence, waiting for the lengthy process of getting approval is not an option for most investors. Bentonville hard money lenders specialize in providing hard money loans which provide quick funds to investors. These loans are for a non owner occupied property or in some cases for business purpose loans.

Bentonville Hard Money Lender FAQ’S

Below are some of the most frequently asked questions we get regarding hard money loans and lenders in Bentonville.

What Do Bentonville Hard Money Lenders Specialize in?

Bentonville hard money lenders specialize in providing short-term, creative financing for real estate investors. If you seek a conventional lender to purchase an investment property, your loan request will be based on the property’s value and your assets. Your credit score, job, and finances will be scrutinized intensely.  Hard money lenders base their final loan decisions on the after-repair value. The ARV represents the potential value of a property after all repairs have been accomplished.

What are the Benefits of Bentonville Hard Money Loans?

Bentonville hard money loans offer advantages that traditional banks cannot. Lenders like Acamnet Financial offer a higher level of flexibility than banks.  When qualifying for this type of loan, lenders do not delve too deeply into the finances of real estate investors. In most cases, simply present the property and your plans, which saves you the hassle of gathering countless financial documents.

Do Bentonville Hard Money Lenders Look at my Credit Score?

One of the greatest benefits of working with Bentonville hard money lenders is the lack of credit score requirements. One of the first things a bank does is check your credit score.  You can get approved for a hard money loan in Bentonville even if you have bad credit or poor credit, bankruptcies, and foreclosures in the past. Bentonville Hard money lenders primarily care about the property you are purchasing.

What is the Interest Rate & Points for Hard Money Loans in Bentonville?

Interest rates for hard money loans in Bentonville are typically higher than traditional bank loans (conventional loans) because of the greater risk lenders must take on when approving loans. When searching for a hard money lender near me in Bentonville, you will find average interest rate is between 8%-15%.  You should also be aware that lenders sometimes charge points that are meant to offset their administrative costs. Each point represents 1% of the total loan amount.  The average points lenders charge is between 1 to 3. Some lenders may charge up to 10 points. These points are due upfront or at closing, depending on the lender.

What Should I Look for in a Bentonville Hard Money Lender?

There are many benefits to working with a Bentonville hard money lender.  You just need to make sure you are working with the right lender.  You can rely on Acamnet Financial Group when you need us most.  We offer reliability, consistency, experience, and support.  As a real estate investor, you know the importance of grabbing the best property deals when they become available.

How can Hard Money Lenders in Bentonville Help Me?

Whether you are new to real estate and real estate projects or an old pro, you know having the capital to purchase real estate is essential. Without funds, you will miss out on real estate transactions.  When you partner with hard money lenders in Bentonville, you will quickly get the money you need without jumping through the hoops of traditional bank lenders.

How do I get a Hard Money Loan in Bentonville?

When you want a hard money loan in Bentonville, begin by preparing the property information. Location, size, purchase price, after repair value, repair costs, etc.  In most cases, the financing will be based on these numbers.  Then, apply for a hard money loan in Bentonville using this information and supply some financial information.  Then, an appraisal will be ordered to assess the loan-to-value ratio, which will influence the loan amount.

How do I Refinance a Bentonville Hard Money Loan?

Refinance a Bentonville hard money loan will involve moving from a high interest, short term loan to a longer term, usually lower interest rate loan. Typically a conventional type of loan.  When refinancing a Bentonville hard money loan you will find it will have a more stringent set of guidelines.  You will need to have sufficient credit and income qualifications.  As the lending landscaping and regulations constantly change, you want to consult a knowledgeable conventional loan expert.

Here’s other cites we can help with in Arkansas: Arkansas hard money lender

Current Real Estate Trends In Bentonville (2024)

The housing market in Bentonville is showing stability and growth with an average home value of $440,703 and a 1-year value change of +2.2%.

Bentonville is home to many diverse neighborhoods such as Quail Hollow, Prairie Creek, Copper Creek, and South Rolling Hills.

It offers a balanced housing market, with homes usually selling close to the asking price and a median days on the market of 47 days.

Renters have many options available, with 244 rentals ranging from $765 to $7.5K per month.

Forecasts show that the median home prices will likely rise in the short-term, and property values will increase in the long-term, making Bentonville a sound investment opportunity.

Housing Market Overview

The housing market in Bentonville is in focus with a comprehensive analysis of key market indicators. These include a 1-year market forecast, median sale to list ratio, percent of sales over and under list price, and median days to pending.

This assessment provides a comprehensive look at the current state of the housing market, giving buyers and sellers the knowledge they need to make informed decisions.

Data such as the median sale to list ratio, and percent of sales over and under list price, provide valuable insights into the market’s trends. It can be a great tool for understanding the market dynamics and make the best decision for your investment.

The median days to pending is a great indicator of the market’s speed, which can be very useful for buyers and sellers.

Neighborhood Analysis

Bentonville offers a variety of housing options for those interested in the city’s housing market. From Quail Hollow to South Rolling Hills and Brookbury Woods, the neighborhoods in this Arkansas city boast different characteristics and median ZHVI, so buyers and investors can find a place that fits their budget and preference.

From the more upscale areas such as Copper Creek and Savanna to Asbell, Woodland, and Sang Valley, homebuyers can choose from a plethora of neighborhoods. Each area offers something unique, making it easier to find the perfect place to call home.

The city of Bentonville has something to offer everyone, no matter their budget or lifestyle. With a variety of neighborhoods to choose from, buyers and investors can explore the city’s housing market and find a place that suits their needs.

Rental Market Insights

Bentonville, AR has a wide variety of rental options, with 244 currently available. Whether you’re looking for a luxurious residence or something more economical, you won’t be disappointed. Prices range from $765 to $7.5K per month, offering something for every budget. With so many options to choose from, tenants can find a perfect home that fits their needs and their financial situation.

When searching for a rental in Bentonville, you won’t be short of options. Whether you’re looking for a luxury apartment or a more modest home, you’ll be sure to find something that meets your needs and budget. With prices ranging from $765 to $7.5K per month, there is something to suit everyone.

In Bentonville, there is something for everyone. With a wide range of rental options available, tenants can find the perfect home that meets their needs and fits their financial situation. Prices can range from $765 to $7.5K per month, making it easy to find something within your budget.


All About Bentonville

Welcome to Bentonville, a thriving community in Northwest Arkansas where history, culture, and growth combine to create a vibrant city experience. With a population of over 54,000, this city offers a special mix of small-town atmosphere and big-city amenities.

Trace Bentonville’s past from its settlement in the 19th century to its critical part during the Civil War. Admire the Reconstruction Era structures that still stand today, a tribute to the city’s strength.

Bentonville is the birthplace and base of Walmart, the planet’s largest retailer. This global presence has brought significant growth and development to the city, making it a center of business and technology.

Experience the art and culture scene with a visit to the acclaimed Crystal Bridges Museum of American Art or journey down memory lane at the Walmart Museum. Don’t miss the breathtaking natural beauty of the surrounding area, with its gorgeous landscapes and outdoor activities.

Bentonville is a safe and inviting atmosphere. It’s a top destination for visitors and one of the fastest-growing cities in Arkansas. Come and explore all that Bentonville has to offer – you won’t regret it.

Location and Population

Bentonville is located in Benton County and boasts a population of over 54,000. This city’s growth is remarkable, classified as one of the fastest-growing cities in Arkansas.

Bentonville is the county seat and is situated in the Northwest Arkansas Metropolitan Statistical Area. Predicted population of the city is 57,868 in 2022, showing a steady increase over the years. This can be attributed to a range of factors, including the presence of Walmart, which has its headquarters in the city, and the various businesses in the area.

In order to understand the history of Bentonville, let’s go through its past.


Bentonville has a rich and varied past. It is marked by the growth of a vibrant apple industry, the destruction caused by the Civil War, and the tremendous impact Walmart has had on the city.

During the early 1900s, apple orchards bloomed across the region, providing a strong economic base for the area.

Sadly, the Civil War brought suffering to Bentonville. Both Union and Confederate armies occupied the town, causing significant damage.

Despite the devastation, Bentonville was able to rebuild. Many Reconstruction Era buildings still stand today, serving as a reminder of the city’s strength and resilience.

Walmart, founded in 1951, has had a profound effect on the city. It has been instrumental in the community’s growth and development, making Bentonville a city with an amazing story to tell.


Founded in 1951, Walmart has become the world’s largest retailer and has had a major impact on the growth and prosperity of Bentonville. Sam Walton opened the initial Walmart store in the city and has since made a huge difference to the local area.

The company has facilitated economic expansion and job opportunities in the vicinity, resulting in enhanced population and development. Bentonville’s business environment is now flourishing, thanks largely to Walmart’s presence.

Furthermore, the announcement of a new central headquarters for Walmart in 2017 is a clear indication of their commitment to the future of the city.

Now, let’s take a look at how Bentonville fits into Northwest Arkansas’ metropolitan area.

Metropolitan Area

Discover the vibrant and fast-growing Northwest Arkansas metropolitan area, where Bentonville stands out as a major hub of opportunity and innovation.

This dynamic region, consisting of Benton, Madison, and Washington counties, has seen incredible expansion and improvement recently. In 2010, the population was over 463,000 and the area is known for its powerful economy, driven by industries such as retail, healthcare, and education.

Major companies, including Walmart, have drawn in a diverse and talented workforce, further contributing to the region’s success.

Along with its economic success, the Northwest Arkansas metropolitan area holds a vibrant cultural life, with top-notch museums, art galleries, and a vibrant downtown area. From the Crystal Bridges Museum of American Art to the historic Benton County Courthouse, there are plenty of must-see landmarks and attractions to explore in this flourishing area.

Go on an adventure and see what makes Bentonville a remarkable destination.

Landmarks and Attractions

Explore the ever-expanding Northwest Arkansas region and take in the sights of its captivating landmarks and attractions.

Bentonville, the hub of this region, gives visitors a chance to experience a variety of noteworthy sites. A great spot to consider is the Crystal Bridges Museum of American Art, which displays a magnificent array of American artwork. The museum’s stunning architecture and breathtaking surroundings make it a must-see.

Another landmark is the Benton County Courthouse, a symbol of the city’s deep-rooted history. Walmart fans can learn all about the company’s origins at the Walmart Museum, located in the Terry Block Building.

Bentonville’s lively downtown area offers plenty of delightful stores, eateries, and art galleries.

Whether you’re a history buff, an art lover, or merely looking for something fun to do, Bentonville’s landmarks and attractions have something for everyone.