Eagle Hard Money Lender

Eagle Hard Money Lender

In the Eagle real estate market, grabbing properties before your competition is essential for making the best deals. Although real estate investors sometimes go the traditional route and seek bank loans, the process is anything but speedy.

When time is of the essence, waiting for the lengthy process of getting approval is not an option for most investors. Eagle hard money lenders specialize in providing hard money loans which provide quick funds to investors. These loans are for a non owner occupied property or in some cases for business purpose loans.

Eagle Hard Money Lender FAQ’S

Below are some of the most frequently asked questions we get regarding hard money loans and lenders in Eagle.

What Do Eagle Hard Money Lenders Specialize in?

Eagle hard money lenders specialize in providing short-term, creative financing for real estate investors. If you seek a conventional lender to purchase an investment property, your loan request will be based on the property’s value and your assets. Your credit score, job, and finances will be scrutinized intensely.  Hard money lenders base their final loan decisions on the after-repair value. The ARV represents the potential value of a property after all repairs have been accomplished.

What are the Benefits of Eagle Hard Money Loans?

Eagle hard money loans offer advantages that traditional banks cannot. Lenders like Acamnet Financial offer a higher level of flexibility than banks.  When qualifying for this type of loan, lenders do not delve too deeply into the finances of real estate investors. In most cases, simply present the property and your plans, which saves you the hassle of gathering countless financial documents.

Do Eagle Hard Money Lenders Look at my Credit Score?

One of the greatest benefits of working with Eagle hard money lenders is the lack of credit score requirements. One of the first things a bank does is check your credit score.  You can get approved for a hard money loan in Eagle even if you have bad credit or poor credit, bankruptcies, and foreclosures in the past. Eagle Hard money lenders primarily care about the property you are purchasing.

What is the Interest Rate & Points for Hard Money Loans in Eagle?

Interest rates for hard money loans in Eagle are typically higher than traditional bank loans (conventional loans) because of the greater risk lenders must take on when approving loans. When searching for a hard money lender near me in Eagle, you will find average interest rate is between 8%-15%.  You should also be aware that lenders sometimes charge points that are meant to offset their administrative costs. Each point represents 1% of the total loan amount.  The average points lenders charge is between 1 to 3. Some lenders may charge up to 10 points. These points are due upfront or at closing, depending on the lender.

What Should I Look for in an Eagle Hard Money Lender?

There are many benefits to working with an Eagle hard money lender.  You just need to make sure you are working with the right lender.  You can rely on Acamnet Financial Group when you need us most.  We offer reliability, consistency, experience, and support.  As a real estate investor, you know the importance of grabbing the best property deals when they become available.

How can Hard Money Lenders in Eagle Help Me?

Whether you are new to real estate and real estate projects or an old pro, you know having the capital to purchase real estate is essential. Without funds, you will miss out on real estate transactions.  When you partner with hard money lenders in Eagle, you will quickly get the money you need without jumping through the hoops of traditional bank lenders.

How do I get a Hard Money Loan in Eagle?

When you want a hard money loan in Eagle, begin by preparing the property information. Location, size, purchase price, after repair value, repair costs, etc.  In most cases, the financing will be based on these numbers.  Then, apply for a hard money loan in Eagle using this information and supply some financial information.  Then, an appraisal will be ordered to assess the loan-to-value ratio, which will influence the loan amount.

How do I Refinance an Eagle Hard Money Loan?

Refinance an Eagle hard money loan will involve moving from a high interest, short term loan to a longer term, usually lower interest rate loan. Typically a conventional type of loan.  When refinancing an Eagle hard money loan you will find it will have a more stringent set of guidelines.  You will need to have sufficient credit and income qualifications.  As the lending landscaping and regulations constantly change, you want to consult a knowledgeable conventional loan expert.

Here’s other cites we can help with in Idaho: Idaho hard money loans

Current Real Estate Trends In Eagle (2024)

The real estate market in Eagle, ID is going through some drastic changes and home values are on the rise. This piece will explore the present-day state of the Eagle Real Estate Market, focusing on indicators such as cost changes, stock levels, and average days on the market.

The pandemic and an influx of people from California and major cities have had a big impact on market activity this year. This surge in demand has resulted in developers investing in new luxury subdivisions, leading to low inventory and higher home prices.

Looking at the historical data, it is clear that home costs in Eagle have been climbing since 2010-2011, and people are willing to pay a premium for properties. Additionally, the interest in luxury homes in Eagle has increased, with affluent buyers drawn to the large luxury subdivisions and multiple offers driving speedy sales.

Eagle is a flourishing community known for its clean and safe environment making it an attractive option for potential residents.

Current Market Profile

The Eagle, ID housing market has seen a dip in home values over the past year. The average home is taking around 27 days to go pending. This downward trend in home values reflects the current state of the local real estate market.

To understand the details of home prices and values in Eagle and how they are affecting the current market conditions, let us take a closer look.

Home Values and Prices

Home values in Eagle have experienced a substantial decrease of 8.9% over the past twelve months. This drop in home values may indicate a change in the real estate market’s dynamics.

The median home in Eagle is going under contract in around 27 days. This statistic provides further evidence of the current state of the housing market.

The following section will investigate the supply and demand variables that are likely to be contributing to the current state of the Eagle housing market.

Supply and Demand

The housing market of Eagle, ID is full of activity, with demand for homes far outpacing the available inventory. This has caused prices to rise steadily, leading developers to bring new neighborhoods and luxury subdivisions to the area to meet the need.

Buyers are willing to pay top dollar for the homes, making it a highly competitive market with multiple offers and sales happening quickly. It is clear that the demand for homes in Eagle is driving the market and making it an attractive place to live.



All About Eagle

Welcome to Eagle, a vibrant community located in Ada County, Idaho. This city proudly stands by its motto, ‘Life, Done Right,’ providing residents with a positive and fulfilling experience. With its location just 10 miles northwest of downtown Boise, Eagle has a picturesque setting with 31.08 square miles of land and water. Additionally, its elevation of 2,566 feet gives a great view and a moderate climate.

Education is highly valued in Eagle, with the West Ada School District offering excellent learning opportunities. It is also notable for its appearances in movies and the 2008 NBC show, ‘The Baby Borrowers.’

Let us explore what makes Eagle a remarkable city. From its geography, climate, and education to its influence in pop culture, there is a lot to learn about Eagle. Discover the secrets of this incredible city today!

City Seal and Motto

Eagle’s city seal and motto, ‘Life, Done Right,’ powerfully express the character of this lively city and its dedication to a high quality of life. The city seal, a representation of Eagle’s identity, features various symbols that illustrate the city’s values and aspirations.

A powerful eagle, known for its strength and elegance, stands in the center, symbolizing Eagle’s lofty spirit and resilience. Encircling the eagle are elements that emphasize the city’s natural beauty, including mountains, trees, and a river. These elements emphasize the importance of preserving and appreciating the environment in Eagle.

The motto, ‘Life, Done Right,’ encapsulates the spirit and attitude of the community. It implies that in Eagle, citizens attempt to lead their lives to the maximum, benefiting from their chances and experiences. It reflects the city’s dedication to giving its people with the tools, services, and amenities necessary to pursue rewarding lives. Whether it’s through great schools, recreational activities, or a strong sense of community, Eagle works to make sure its residents have the resources and assistance to live their best lives.

The city seal and motto are significant symbols of Eagle’s identity, transitioning us into the following section about the city’s location and geography. These symbols not only represent the values and aspirations of the community but also the specific characteristics and settings that make Eagle a desirable place to live, work, and play.

Location and Geography

Located just ten miles northwest of downtown Boise is the city of Eagle. Ada County, Idaho, is home to the city. Eagle has a total area of 31.08 square miles, with 30.57 square miles of land and 0.51 square miles of water. The city’s elevation is 2,566 feet, providing stunning views of the surrounding landscape.

Eagle’s location in the Treasure Valley offers easy access to outdoor recreational activities such as hiking, biking, and fishing. The Boise River and the Boise Foothills, which are in close proximity to the city, add to the natural beauty of the area.

The city’s close proximity to downtown Boise allows residents and visitors to enjoy urban amenities while experiencing a quieter, more relaxed atmosphere. Eagle’s mix of urban and rural landscapes makes it an ideal place to live, work, and play.

The location and geography of Eagle also affect its climate. The city experiences warm to hot, dry summers and cold, dry winters, with about ten inches of snowfall per year. The region’s elevation and its proximity to the mountains contribute to its distinctive climate.

## Climate

Experience the warm embrace of Eagle’s climate as you enjoy the sunshine and revel in the dry, hot summers. Located in Ada County, Idaho, Eagle enjoys a Csb climate classification according to the Köppen system. During the summer, temperatures reach an average of 85°F and the region experiences minimal rainfall, creating arid conditions. Winters are cold and dry, with an average temperature of 25.6°F and 10 inches of snowfall per year.

The climate in Eagle has a significant effect on the city and its occupants. The warm summers offer many outdoor activities, such as hiking, biking, and picnicking in the city’s parks and green spaces. On the other hand, the cold winters transform the city into a winter wonderland, ideal for skiing and snowboarding fans. The different seasons in Eagle add to its charm and variety, providing many experiences through the year.

The climate in Eagle has an important influence on the lifestyle and quality of life in the city. The favorable weather conditions offer a variety of recreational and educational opportunities for people living in or visiting Eagle.


The educational situation in Eagle is varied, with most of the city governed by the West Ada School District and a small section administered by the Boise School District.

The West Ada School District is the biggest school district in Idaho and serves over 40,000 pupils. It includes numerous elementary schools, middle schools, and high schools in Eagle, with education from kindergarten to twelfth grade available. The district is renowned for its dedication to superior academic performance, providing a wide assortment of programs and resources to support student learning.

The Boise School District, though smaller, still provides excellent education to its pupils. Shadow Hills Elementary School, Riverglen Middle School, and Capital High School are the schools that serve this area. All of these institutions take pride in developing a nurturing and helpful learning atmosphere for their students.

As we shift to the subsequent section about popular culture, the educational organizations in Eagle not just focus on academics but also add to the city’s vibrant cultural atmosphere.

Pop Culture

Eagle has become a major attraction for filmmakers due to its unique features and stunning scenery. The city’s rolling hills, clean rivers, and lush vegetation draw filmmakers who wish to showcase the area’s beauty.

One example of Eagle’s influence in popular culture is the 2008 NBC reality TV show ‘The Baby Borrowers.’ This show followed teenage couples as they experienced parenting, and was filmed in Eagle due to its welcoming community and family-friendly environment.

Eagle has also been featured in various movies as its distinct charm and visuals give filmmakers a versatile platform to bring their stories to life. The city’s natural beauty and diverse architecture make it an ideal backdrop for many different projects.

Eagle’s impact on popular culture is a testimony to its desirability as a filming destination. Its features and settings continue to mesmerize viewers and motivate filmmakers to choose it as a setting for their projects.

Eagle’s contribution to popular culture further solidifies its reputation as a place of beauty and inspiration.