Brentwood Hard Money Lender

Brentwood Hard Money Lender

In the Brentwood real estate market, grabbing properties before your competition is essential for making the best deals. Although real estate investors sometimes go the traditional route and seek bank loans, the process is anything but speedy.

When time is of the essence, waiting for the lengthy process of getting approval is not an option for most investors. Brentwood hard money lenders specialize in providing hard money loans which provide quick funds to investors. These loans are for a non owner occupied property or in some cases for business purpose loans.

Brentwood Hard Money Lender FAQ’S

Below are some of the most frequently asked questions we get regarding hard money loans and lenders in Brentwood.

What Do Brentwood Hard Money Lenders Specialize in?

Brentwood hard money lenders specialize in providing short-term, creative financing for real estate investors. If you seek a conventional lender to purchase an investment property, your loan request will be based on the property’s value and your assets. Your credit score, job, and finances will be scrutinized intensely.  Hard money lenders base their final loan decisions on the after-repair value. The ARV represents the potential value of a property after all repairs have been accomplished.

What are the Benefits of Brentwood Hard Money Loans?

Brentwood hard money loans offer advantages that traditional banks cannot. Lenders like Acamnet Financial offer a higher level of flexibility than banks.  When qualifying for this type of loan, lenders do not delve too deeply into the finances of real estate investors. In most cases, simply present the property and your plans, which saves you the hassle of gathering countless financial documents.

Do Brentwood Hard Money Lenders Look at my Credit Score?

One of the greatest benefits of working with Brentwood hard money lenders is the lack of credit score requirements. One of the first things a bank does is check your credit score.  You can get approved for a hard money loan in Brentwood even if you have bad credit or poor credit, bankruptcies, and foreclosures in the past. Brentwood Hard money lenders primarily care about the property you are purchasing.

What is the Interest Rate & Points for Hard Money Loans in Brentwood?

Interest rates for hard money loans in Brentwood are typically higher than traditional bank loans (conventional loans) because of the greater risk lenders must take on when approving loans. When searching for a hard money lender near me in Brentwood, you will find average interest rate is between 8%-15%.  You should also be aware that lenders sometimes charge points that are meant to offset their administrative costs. Each point represents 1% of the total loan amount.  The average points lenders charge is between 1 to 3. Some lenders may charge up to 10 points. These points are due upfront or at closing, depending on the lender.

What Should I Look for in a Brentwood Hard Money Lender?

There are many benefits to working with a Brentwood hard money lender.  You just need to make sure you are working with the right lender.  You can rely on Acamnet Financial Group when you need us most.  We offer reliability, consistency, experience, and support.  As a real estate investor, you know the importance of grabbing the best property deals when they become available.

How can Hard Money Lenders in Brentwood Help Me?

Whether you are new to real estate and real estate projects or an old pro, you know having the capital to purchase real estate is essential. Without funds, you will miss out on real estate transactions.  When you partner with hard money lenders in Brentwood, you will quickly get the money you need without jumping through the hoops of traditional bank lenders.

How do I get a Hard Money Loan in Brentwood?

When you want a hard money loan in Brentwood, begin by preparing the property information. Location, size, purchase price, after repair value, repair costs, etc.  In most cases, the financing will be based on these numbers.  Then, apply for a hard money loan in Brentwood using this information and supply some financial information.  Then, an appraisal will be ordered to assess the loan-to-value ratio, which will influence the loan amount.

How do I Refinance a Brentwood Hard Money Loan?

Refinance a Brentwood hard money loan will involve moving from a high interest, short term loan to a longer term, usually lower interest rate loan. Typically a conventional type of loan.  When refinancing a Brentwood hard money loan you will find it will have a more stringent set of guidelines.  You will need to have sufficient credit and income qualifications.  As the lending landscaping and regulations constantly change, you want to consult a knowledgeable conventional loan expert.

Here’s other cites we can help with in New York: New York hard money lender

Current Real Estate Trends In Brentwood (2024)

The real estate market in Brentwood, NY is currently in a seller’s market, which is characterized by increasing home values. As of October 2023, the median listing price for houses in Brentwood was $530K, indicating a 8.2% year-over-year increase.

The median home sold price was $518K, and homes were selling, on average, for 3.8% above the asking price. On average, it took 53 days for homes to be sold in Brentwood. Although there is an abundance of homes in the market, the median days on the market have slightly increased compared to the previous year.

Home values in Brentwood have grown by 1.8% in the last year, and now the average value is $515,854. These figures show a healthy real estate market in Brentwood, offering prospects for both buyers and sellers.

Housing Market Overview

The housing market of Brentwood, NY is a buyer’s market with a median listing price of $530K and a sale-to-list price ratio of 103.8%. This data shows that homes are selling for an average of 3.8% above asking price, indicating there is more supply than demand which gives buyers more negotiating power.

The median listing price displays the affordability of homes in the area compared to others. Furthermore, the sale-to-list price ratio of 103.8% reveals the high demand for properties with buyers willing to pay above the asking price. This trend displays the competitiveness of the market and the potential for sellers to receive good offers.

Sale-to-List Price Ratio

The sale-to-list price ratio in Brentwood indicates a seller’s market, as homes are typically selling for an average of 3.8% higher than the asking price. This points to a high demand in the area, with buyers ready to pay more than the original listing price.

The market trend shows that homes in Brentwood are moving quickly, with an average of 53 days on the market. This implies a high level of competition among buyers, leading to bidding wars and pushing up the sale price.

Despite the sale-to-list ratio being advantageous for sellers, buyers are not necessarily at a disadvantage.

Buyer’s Market Conditions

Brentwood buyers are presented with a market where the supply of homes exceeds the demand, resulting in advantageous conditions for those in the market for a property. The current buyer’s market in Brentwood can be summarized as follows:

1. Abundant inventory: With more homes available for sale in the area, buyers are given a greater selection to choose from.

2. Lengthy time on market: Homes in the market for sale are taking a bit longer to sell when compared to last year, with a typical 53-day period on the market. This allows buyers to take their time to think over their choices and bargain for a better deal.

3. Potential for negotiation: In a buyer’s market, sellers are more likely to negotiate on the price tag and other terms. Buyers can make competitive offers and potentially get a better bargain.

4. Stable or slightly decreasing home values: The average home value in Brentwood has seen a 1.8% increase over the last year. This provides buyers with confidence in their investment.

All in all, buyers in Brentwood are given the opportunity to discover their ideal home at a potentially more favorable price due to the buyer’s market conditions.


All About Brentwood

Welcome to Brentwood! If you’re searching for a small city with lots to offer, you’ve come to the right spot. Located on Long Island, New York just over an hour’s drive away from Manhattan, Brentwood is famous for its outdoor activities, indoor entertainment, shopping, and dining.

Whether you’re an outdoor enthusiast, a shopaholic, or a food connoisseur, there’s something here for everyone. Check out Brentwood State Park, Connetquot River State Park Preserve, or Bayard Cutting Arboretum for a bit of nature.

If you prefer indoor activities, visit Sky Zone Trampoline Park or Monster Mini Golf for an unforgettable time. When it comes to shopping, Tanger Outlets Deer Park has you covered with an array of brands at discounted prices.

Don’t forget to treat yourself to a delicious meal at Tonys Pizzeria and Restaurant or sip on craft beers at Great South Bay Brewery. Get ready to discover all that Brentwood has to offer!


Brentwood, situated an hour’s drive from Manhattan, is a little-known jewel on Long Island in New York that offers a great blend of small-town ambiance and easy access to the pulsating city. Spanning 11 square miles, this peaceful city is renowned for its largely Christian community and its inclination to nominate conservative Democrats in elections.

But Brentwood isn’t only about politics and religion. It is a paradise for outdoor buffs as well. The city boasts a few parks that offer plenty of chances for outdoor fun. Brentwood State Park, for example, covers 52 acres and provides baseball diamonds and soccer fields for sports fans. If you prefer hiking, the Connetquot River State Park Preserve has 50 miles of trails and bridle paths, plus fishing with a permit. And for golfers, Heartland Golf Park features a 9-hole course and a driving range.

So, whether you’re into sports or just enjoy being among nature, Brentwood has something for everyone.

Outdoor Activities

Brentwood is a paradise for outdoor enthusiasts, offering a wide range of activities to explore the vast natural beauty and adventure of the great outdoors.

Brentwood State Park is a must-visit destination, boasting 52 acres of sports facilities such as baseball diamonds and soccer fields, perfect for those looking to get active.

For a more immersive experience, Connetquot River State Park Preserve is ideal, featuring 50 miles of hiking trails and bridle paths for observing local wildlife or fishing with a permit.

Golfers can head to Heartland Golf Park for a 9-hole, 3-par course and an 18-hole mini-golf course, as well as a driving range. The Bayard Cutting Arboretum is also a great choice, offering a tranquil escape with its collection of conifers and well-kept gardens.

Nature lovers and pet owners will find solace at Blydenburgh County Park Stump Pond Loop, a six-mile loop for hiking, horseback riding, and even a dog park.

Now that you’ve explored the outdoor wonders of Brentwood, you can transition into the exciting indoor activities this city has to offer.

Indoor Activities

Dive into a world of thrilling indoor activities that will leave you feeling exhilarated and entertained. Located in Brentwood, you will find a plethora of exciting options that will bring you joy.

Sky Zone Trampoline Park is a great place to get started. Here you can bounce, flip, and soar your way through the park, testing your agility in the dodgeball area and showing off your acrobatic skills in the designated area.

For a one-of-a-kind adventure, head on over to Monster Mini Golf. You’ll be surrounded by vibrant colors and glowing obstacles as you navigate through the whimsical course. Once you’re done, challenge yourself to some games at the arcade.

If you’re looking for a more competitive experience, Xplore Commack provides plenty of options. Engage in laser tag, dodgeball, or conquer the inflatable obstacle course. There is something for everyone to enjoy!

After all the excitement, grab some retail therapy and catch the latest movie at Regal IMAX Cinema. Get ready for a blast!

Shopping and Entertainment

Indulge in a world of retail therapy and entertainment that will leave you feeling exhilarated and captivated. Brentwood offers plenty of shopping and entertainment options for everyone.

Tanger Outlets Deer Park is a great outdoor complex that offers lots of brands at discounted prices. Here, you will find high-end fashion, sportswear, and even home decor. There is also a plethora of dining options to choose from, for a satisfying meal after a shopping spree. The Regal IMAX Cinema within the complex is a great place to watch a movie.

If you’re looking for some indoor fun, Monster Mini Golf is a great place to visit. This glow-in-the-dark mini-golf experience is highly entertaining and challenging. Other attractions here include an arcade, laser maze, and virtual reality experience. Xplore Commack is the ideal family fun center, with activities like laser tag, dodgeball, and an inflatable obstacle course.

After a day of shopping and entertainment, continue your journey to explore the food and drink in Brentwood. The city is full of culinary delights and surprises that are sure to tantalize your taste buds.

Food and Drink

Experience the delicious treats and tantalizing beverages in Brentwood that will have your taste buds begging for more. Whether you’re a foodie or just looking for a good spot to eat, Brentwood has a range of options to fulfill your desires.

For pizza fans, Tony’s Pizzeria and Restaurant is a must. This highly rated pizzeria is renowned for its delicious range of pizza flavors. From classic Margherita to exclusive gourmet recipes, there’s something to suit everyone’s palate.